Loaded

Forging BNPL future

Leanpay is a pioneer of Buy Now Pay Later 3.0. We believe that the future of BNPL is: i) to be a regulated company, ii) to be a responsible lender, and iii) to finance purchases of any size with fairly priced loans.

Hero

Evolution of Buy Now Pay Later

BNPL 2.0 showed that consumers need a fully-digital financing solution at the checkout. However, due to soft credit check policies, consumers are becoming over-indebted, and inflation is making the price of 0%APR loans for merchants unbearable. It is time for BNPL 3.0!

BNPL 1.0

Banks provide POS loans at checkout in pre-BNPL era:

  • Non-digital solutions
  • 24h* decision time
  • Larger purchases (furniture, more expensive consumer electronics, etc.)

BNPL 2.0

Fintech companies enable consumers to pay in 3 or 4 installments with 0 costs:

  • Fully digital solutions
  • Soft-credit check
  • Non-regulated
  • Smaller purchases (fashion, less expensive consumer electronics)

Bnpl 3.0

Leanpay

Enable consumers to pay for the purchase of any size in 24 & more fairly priced installments

  • Responsible lender (deep credit & DTI check)
  • Regulated company
  • Digital process & Omnichannel
  • Fairly priced loans

Leanpay is bringing the BNPL experience to purchases of all sizes

Bnpl 1.0

Bnpl 2.0

Bnpl 3.0

Leanpay

500 €

5000 €

Purchase amount

Phone

Empowering shoppers to buy responsibly

  • Digital first: shoppers can apply online
  • Shoppers get decision in minutes
  • Completely transparent costs
  • Shopping both online and offline
  • Shoppers manage their spending in Leanpay app
  • Financing purchases up to 12.000 EUR and split it up to 60 installments
Helping person

Accelerating merchant partners revenue

  • Omnichannel solution for both online and brick & mortar shops
  • Proven to increase overall sales and boost average order value
  • Dedicated support and resources for merchants enabling them success
  • Seamless integration suitable for family run shops or international conglomerates
  • One stop shop for financing purchases of any size up to 12.000 EUR
Become our partner

Leanpay in numbers

Online average ticket

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instore average ticket

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month average term

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cost of risk

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k

users

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m€

loans

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merchants

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retention rate

Expanding in South & Eastern Europe

Map

2017

Formed

Product MVP launched

2017

2018

July: achieved Slovenian credit license & Market launch

2018

2019

Raised x via South Central Ventures

2019

2020

Feb: Full member of SISBON

2020

2021

Extended to purchases up to 5k in 48 installments

Launched Croatia

Raised series A investment

2021

2022

Launching 2 new markets: Hun / Rom

2022

Management team

Miša Živić

Miša Živić

Co-Founder & CEO

Janko Medja

Janko Medja

Co-Founder & CSO

Tilen Zugwitz

Tilen Zugwitz

Co-Founder & CFO/COO

Nikola Belošević

Nikola Belošević

CTO

Jovan Miličević

Jovan Miličević

CPO

David Rožac

David Rožac

CMO

Country Managers

Danijela Višnjić

Danijela Višnjić

Country Manager Croatia

Zoltan Talos

Zoltan Talos

Country Manager Hungary

Vlad Radutu

Vlad Radutu

Country Manager Romania

Matjaž Omejc

Matjaž Omejc

Country Manager Slovenia

Get in touch

Do you want to learn more about Leanpay? Send us your message and we will get back to you!

PR: pr@leanpay.com